Free Financial Counselling
If you live in the United Kingdom and you need help handling your finances, you should know that there are free financial counselling services available. These services are available throughout the UK and can be contacted online, over the phone, or with a face-to-face meeting. These services can help you get a hold of your finances and reduce any financial stress you may be going through. Below is some information about how financial counselling can help you and where to find free counselling services in the UK.
How Can Financial Counselling Help You
Seeking out the advice from a financial counsellor can give you a huge advantage when making any type of financial decision about your future. They can provide sound advice that can make it easier for you to make all types of financial decisions, from budgeting to handling a debt collector to obtaining a loan. Most importantly, financial counsellors can help you get your finances back on track and can help you pull yourself out of debt.
Where to Find Free Financial Counselling
There are numerous places throughout the UK where you can find free financial counselling if you know where to look. Do not be confused by some companies that offer a free initial consultation, because many of these have a hidden agenda and they will encourage you to purchase their services after the first “free” meeting. Instead you want to find free financial counselling that is impartial and unbiased and is not trying to sell you anything. Rather they want to genuinely help you with your financial problems and questions. Below is a look at the top free financial counselling services in the UK
National Debt Line. This is a national company that offers its free financial counselling services through its My Money Steps website. It offer numerous online resources through its website, such as fact sheets, sample letters to send to your creditors, and budgeting tools. In addition, they provide a free telephone hotline that you can use to seek out financial advice in regards to your specific situation.
StepChange Debt Charity. This is another free, unbiased financial counselling service that also offers many different resources online, such as advice on debt management, debt consolidation, budgeting, and housing. This company also provide a free online chat services, email services, or free advice over the phone. They even offer a free call back services, so you will not be charged for the call.
Citizens Advice Bureau. This financial counselling service company offers online resources, financial advice over the phone, and face-to-face meetings with expert financial counsellors. They have over 3,500 different locations throughout the UK. They can help with a range of issues, such as employment, shelter, debt, and numerous financial issues.
The Money Advice Service. This company offer free, independent, and unbiased financial services to residents throughout the UK. It offers their services via its website, web chat, telephone, or face-to-face meeting. They can help with all types of financial issues, including debt, borrowing, budgeting, money management, savings, and investing.
Be sure that before you call or plan a face-to-face meeting with a financial counsellor that you get all of your financial information together. If you have outstanding debt, be sure to have all of your statements with you. The counsellor will need as much information as possible to properly assess your specific financial situation and provide accurate advice. Remember, these services are completely confidential, so you can share anything you need to about your finances with your counsellor.